The Current Health Insurance System is not meant to protect you!

Our current insurance policies are not meant to protect the consumer. They are meant to protect the insurance companies. If you have ever lost coverage because of something stupid, you know what I mean.

My family lost coverage one time because an email (of which I get hundreds a day) slipped through the cracks and unlike all years previous, I had to re-sign up that year. There were no phone calls, no letters in the mail, just an email. We lost coverage and could not get it back for a whole year.

Then we got to learn about the glorious world of independent insurers. Man, those guys are rip off artists. We had to over pay for a horrible plan which did not really help us much except for insuring that we would not have to pay millions, just thousands if we got sick.

Basically we were one illness/injury away from permanent debt that entire year. Why? It certainly was not to protect us. It was to protect the insurance company. This year one of my co-workers did not want to send in all of his private information until the security of that information was assured. Because of that, he may lose his coverage.

Amendment 69 would eliminate all of that. No screenings, no paper work hassles, no re-signing up, no calculating co-pays. If you are a Colorado citizen, you have full coverage... AND it is way cheaper for most people!

Our current system is not only abusive to the low income, its horrible for the middle class as well. Amendment 69 would bring back consumer protection and allow us (colorado citizens) to decide how our healthcare works. Not insurance companies that could not care any less about the health of your family.

Vote Yes on Amendment 69!

Amendment 69 will save you thousands a year.

I am going to get straight to the point on this one. I really like the idea that people without the ability to pay medical bills will be able to get healthcare under Amendment 69, but what is great about it is they can get their healthcare while saving me money! It is a double win!

I did the exact figures today. Basically, Amendment 69 would cut my health insurance premium costs in half straight off the bat. And if I calculated no other savings aside from that, Amendment 69 would save me $1,360.86 a year. That alone is worth me wanting to pass this amendment.

Now when I add my deductible in (something we seem to reach every year since we have had children) plus the random copays we have to pay,  my savings go up to $4,400.86. I mean, that is a life changing amount of savings. People could buy cars with the amount of savings this could bring.

The interesting thing about this is, that the lower your income, the bigger your savings.

If you want to calculate your savings, they have a website to do so. It tells you exactly how much taxes you will pay versus how much you already pay in health insurance.

http://www.coloradocare.org/for-you/calculate-your-savings/

This is only one of the many reasons I will definitely be marking "Yes" on Amendment 69 in November. But I plan to write more about the other reasons in days to come plus answer some of the criticism I have heard of the amendment.